2019 November Goals – Accountability, Check in, and 2020 Budget

Zero-Waste

I have a lot of household items to gift and sell and I’m slowly working through that pile. I was very happy to gift out half my jar collection so they can live another life before eventually being recycled. I went through all my remaining junk mail from the past two months and tried to get onto the do not mail lists for all of them. We receive so much junk mailing at this rental address!

Fitness

I’m ready to tackle another fitness challenge for the month of December after a very light November. I was thinking of adding in a daily focused workout that would be the same every Monday but different day-to-day. For instance I would do abs on Monday, squats on Tuesday, etc.

Here are my fitness stats for the month:

Biking: 0 miles
Pole classes: 3
PSO volunteer: 1 shift as pole cleaner

Turkish language progress:

I now have 1,480 Anki cards. I’ve done 6,698 reviews. I have spent 6:49:08 reviewing with an average of 53 reviews per day. My grade is 71% C (same as last month).

I’m almost finished with Rosetta Stone! Unit 12 is much more difficult than the other units and I still have 6/39 left to complete. Then I’m moving on to my Memrise subscription.

My main goal for the year was to save as much money as possible! I’ve been tracking my spending and savings closely since November of 2018. I’m automating my money flow and prioritizing how I spend my money and where it goes. See this helpful post and chart from Reddit on how to prioritize spending your money:

How to prioritize spending your money – a flowchart (redesigned) from personalfinance

I created my monthly and yearly budget for 2020 this month which I will probably share in my year-end financial breakdown. I also wrote down my financial goals:

Daily financial goals:

To love what I buy and buy what I love

1-year financial goals:

Max out my Roth IRA, 401k, and HSA
Save and invest at least 50% of my income
Have 6-months living expenses worth of emergency savings

10-year financial goals:

Be a millionaire in combined assets, cash, retirement funds

I read a really good step-by-step finances book that I recommend:

I absolutely love making, saving, organizing, and talking about finances. How is your budgeting and money tracking going?

Writing

I spent time every day until I hit 50k words this month writing for National Novel Writing Month. I even hosted write-ins on Mondays. I still have several chapters left to write in this draft and then I’ll probably switch gears and work on another project.