After moving in June I’m finally building up a new list of local cat-sitting clients. I’m settling in at my dance studio. I’m applying to all the usability studies possible. I’m no longer saving much money – but I’m still investing every month. I finished two challenges in September – reading and reviewing books as well as celebrating the National Day Calendar through Instagram.
2021 Goals Progress Update:
Goals for 2021
Notes and Q4
Take floorwork advanced series
Not on the calendar for 2021
Keep checking the schedule
Started doing 3x2x1 sets 3 times per day and varying types of pullups
Look into different types of training. Get advice from a professional?
1 handed pullup
Take that Dad!
Tried once and just swung in a circle – will research technique
Took 1 handstand (arm balancing) class at Ascendance
Schedule 1 handstand focused class
Donut making class
Continue to check back for classes
Mochi making class
Didn’t see any
I could try this via an online tutorial…
Took 2-hour workshop with Divine – learned good techniques
Schedule my 1-1 private as handspring, pullup technique, etc for 60 minutes
1000 lifetime ebike miles
390 miles in 2020
63 miles in Q1, 133 miles in Q2, 64.2 miles in Q3
July – 2.6
August – 39.8
September – 21.8
Bike at least 4 times this quarter (winter is coming!)
Take 500-lifetime pole classes
April – 463
May – 469
June – 475
July – 480
August – 483
September – 490
October – 4
November – 4
December – 4
Learn to walk in pole heels
I own a pair.
Take 2 classes in Q4 – Ascendance offers basic heels fundamentals
Saw this at the Pokemon party
Research technique and bodily ability requirements
Take goat/bunny yoga class
No classes on schedule yet – table until the spring/summer
Still interested and will keep checking
No local in-person events yet
Possible Divine retreat summer 2022 (figure out budgeting)
Corgi Con 2022
Postponed until 2022
Sad but the scheduling seems to conflict with other events
Build up $10k in my emergency fund
Automatic savings of $250/month – need 8 more months unless having an influx of extra cash.
Make $5000 side hustle funds
~$3428 so far
I can asily make $500 in December for holiday animal sitting. Reduce goal to more manageable $4000 for the year?
Career development – MDR training, RAPS2022
Watched some online webinars
RAPS 2022 is in Arizona 9/10 – 9/13 – in the budget? Value add?
Painted Pokemon specific rocks
Put together R2-D2 and an At-At Lego model
Said goodbye to this cutie we boarded over the summer!
Went to downtown Seattle for Pokemon Go Fest
Harvested some giant cucumbers from the garden
Made it to the last level I’ll probably ever attain in Pokemon Go
Bought a second-hand stage pole for home practice (yay virtual classes and conditioning)
Crashed a cake tasting (I was invited) like I’ve always wanted to
Harvested multiple handfuls of tomatoes (there’s still green ones on the vine today)
I’ve been taking Lyra classes with my new studio Ascendance and I absolutely love them!
At cost book special for the rest of the month! At One’s Beast is only $5 – includes sales tax and shipping! Just send me a message (firstname.lastname@example.org) and I’ll send you an invoice via Paypal. This special runs until the end of the month or until I run out of copies.
Every month I’ve planned a print book surprise sale/giveaway. I’m planning to move at the end of the summer and want to finish off the rest of my physical inventory. I’m moving away from book writing/selling and more towards cat sitting and personal development.
Ingredients for both cakes, Italian buttercream frosting (Kim Joy recipe), ruby chocolate ganache drips, and pink fondant donut topping: $63.75
– 13 sticks of Unsalted butter ($9.75)
– 1 box of caster baking sugar ($5.79)
– Self-Rising Flour ($4.49)
– All-Purpose White Flour ($2.49)
– Cream of tartar from our spice cabinet
– Baking Powder from our spice cabinet
– 15 large eggs ($3.49)
– 6 lemons ($4.99)
– 2 cartons of fresh raspberries ($10.98)
– Heavy cream from our fridge supplies
– Vanilla extract from our spice cabinet
– 4.4oz Pink fondant ($3.19)
– Gel-Based food color 12-count pack ($13)
– Almost 2 bars of ruby chocolate ($5.58)
Baking Supplies (not consumable) bought specially for this cake project: $29.47
– 7″ ring mold pan from Fat Daddio’s ($13.49)
– 7″ Round cheesecake pan from Fat Daddio’s ($11.99)
-11 Piece round cookie cutter set doughnut cutters ($3.99)
New Techniques that I’ve never done before/Lessons learned:
Making my own cake board using cardboard and tin foil
Making buttercream that isn’t just powdered sugar icing
Fixing the buttercream when it isn’t the correct texture
Using a Kitchen-Aid mixer
Weighing and Coloring the batter for even layers
Putting parchment paper in the baking pan after greasing the pan (and cutting out the circle to fit the pan)
Baking each layer separately because I only had one 9″ pan
Making a chocolate ganache
Using Ruby Chocolate
Creating ganache drips using a spoon and ganache at the correct temperature
Stacking the layers in a cake
Crumb coating a cake
Frosting a cake with a spatula and my grandparent’s turntable
Putting a second tier on top of a 5-layer cake bottom tier
Working with fondant
Cutting a cake that is 9.5″ tall and not dropping the top tier onto the floor when plating the slice
Here are some charts I made to compare my monthly spending over 2020, 2019, and 2018. I didn’t include taxes or my monthly HSA withholdings from my paycheck. But you can see where I spend the most of my money. This pie chart only accounts for 42% of my gross income. The rest of it goes towards taxes, HSA paycheck withholdings, investing, and savings. The purpose of these charts is to show changes in spending over time (across different categories).
Here are a few more fun numbers:
I decreased my spending by 28% from 2018 to 2019 while increasing my income 16%
I increased my spending 4% from 2019 to 2020 while increasing my income 3%
I increased my total net worth by 73% from 2019 to 2020
40% of my spending was in “health” in 2018, 28% in “housing” in 2019, and 26% in “housing” in 2020 as my largest spend categories
Eating comprises my highest spend category after housing in general. 22% in 2020, 30% in 2019, and 16% in 2018. As a non-fixed cost, this is quite high and if I were to cut back on spending this would be the ‘easiest’ category to cut back in. Even though I meal plan and have almost no food waste, I don’t budget this category and it’s my most indulgent spending throughout the year.
My credit score took a dive in January of 2020 (I think because they changed how they calculate) by 7% and recovered 3% throughout the year.
Here is another way of looking at my spending categories over time. Note that I broke out my ‘writing’ category in 2020 and it’s now captured not as personal spending/income but in my business expenses so you don’t see it here in 2020.
The next two pie charts show my net worth split categories:
2021 Describe what you want more of in 3 words: Vacation, Attentive, Patience
Theme for 2021: Plan
2020 Describe yourself in 3 words: Anxious, Quick, Analytic
2020 Describe what you want more of in 3 words: Patience, Deliberate, Calm
Theme for 202: Hygge
2019 Describe yourself in 3 words: Driven, Efficient, Restless
2019 Describe what you want more of in 3 words: Calm, Accomplished, Considerate
Theme for 2019: Minimize
Fitness goals 2020:
I want to try out some small lifestyle change style challenges. I wanted to spend each month focusing on a different aspect of health and fitness. Here are my ideas so far: stretching every morning, increasing my water intake, cooking all my own food, reading more self-growth books, eating more veggies, biking/running, reducing my sugar intake. I very much enjoy the Blogilates challenges and may continue to use those challenges and/or the monthly calendar. 2020 Fitness Actual: I didn’t go forward with this 12-month style challenge and meandered a lot throughout the year with my fitness. I joined a 4-week lifestyle and fitness group challenge and then completed the P-90X fitness course. I completed the Divine 12 days of fitness challenge (taking 12 online classes within 17 days). I tried out an advent style fitness challenge that I abandoned 15 days in because it was too much for my body.
Fitness goals 2021:
Take floorwork intermediate series
Pass intermediate inversions into advanced inversions at Divine Movement Dance
Get to 12 pullups of any kind in a row
Bike 1000 total on my ebike (already 390 from 2020)
Finances Goals 2020:
Max out my Roth IRA, 401k and HSA contributions
Nailed it! Maxed out all three of these investment accounts
Build up my emergency savings to 6 months
I think I’ve accomplished this goal. If I were to rely on my emergency savings, I wouldn’t spend as much as I do currently monthly so what I have saved would actually last 6 months. If I were to calculate 6 month’s spending then I’m I’m $2300 short of a complete 6 month’s emergency savings. In another 8 months I would have that amount in my emergency savings with my automatic savings plan.
Save 50% of my income.
I spent 40% of my gross income
I spent 53% of my net income
Reach 6-figure net worth
Mid-December I hit this goal!
Finances Goals 2021:
Max out my Roth IRA, 401k and HSA contributions
Save 50% of my income
Writing Goals 2020:
Deplete my physical book inventory
Sold/gave away 42 print books this year!
Break even on Ataxia and At One’s Beast
With my marketing push, I was able to meet this goal in January!
Pole Dancing Highlights for 2020
2. I took 35 classes total
3. I spent $225 total (I have credit as an ambassador that I use towards classes)
4. I spent 55.75 hours in class
5. I worked with 7 different instructors
Class Breakdown at different studios for 2020
Divine – 20/35 = 57%
Spinderella – 14/35 = 40%
Habitat Pole and Fitness – 1/35 = 3%
In other fitness accomplishments:
I biked 446.5 miles (390 miles on my new ebike)
I took 16 stretch and flexibility classes
I took 3 booty dance classes
I took 1 yoga class
I took 3 inversions conditioning classes
I took 3 handstands classes
I took 4 Pilates classes
I played soccer one time (and practiced several times)
I completed P90X along with some other Beach Body classes
I lost 3% body fat over the summer
I was able to do 9 chin-ups in a row
7/17/2020 ran a 10:03 mile (after a 13:50 mile and then 11:02 mile with exercise-induced asthma)
My favorite fitness photos: Running up a small pyramid in Teotihuacán, Mexico; biking home across the 520 bridge over Lake Washington on my new ebike; camel pose success during Divine flexibility class