2021 Q3 Spending and Goals Progress

After moving in June I’m finally building up a new list of local cat-sitting clients. I’m settling in at my dance studio. I’m applying to all the usability studies possible. I’m no longer saving much money – but I’m still investing every month. I finished two challenges in September – reading and reviewing books as well as celebrating the National Day Calendar through Instagram.

2021 Goals Progress Update:

Goals for 2021

Q3 progress

Notes and Q4

Take floorwork advanced series

Not on the calendar for 2021

Keep checking the schedule

12 chin-ups

8 chin-ups

5 pull-ups

Started doing 3x2x1 sets 3 times per day and varying types of pullups

Look into different types of training. Get advice from a professional?

1 handed pullup

Take that Dad!

Tried once and just swung in a circle – will research technique

Freestanding Handstand

Took 1 handstand (arm balancing) class at Ascendance

Schedule 1 handstand focused class

 Donut making class  Only online  Continue to check back for classes
 Mochi making class  Didn’t see any  I could try this via an online tutorial…

Handspring Ayesha

Took 2-hour workshop with Divine – learned good techniques

Schedule my 1-1 private as handspring, pullup technique, etc for 60 minutes

1000 lifetime ebike miles

390 miles in 2020

63 miles in Q1, 133 miles in Q2, 64.2 miles in Q3

July – 2.6

August – 39.8

September – 21.8

Bike at least 4 times this quarter (winter is coming!)

Take 500-lifetime pole classes

April – 463

May – 469

June – 475

July – 480

August – 483

September – 490

October – 4

November – 4

December – 4

Learn to walk in pole heels

I own a pair. 

Take 2 classes in Q4 – Ascendance offers basic heels fundamentals

Floor Limbo?

Saw this at the Pokemon party

Research technique and bodily ability requirements

Take goat/bunny yoga class

No classes on schedule yet – table until the spring/summer

Still interested and will keep checking

Pole Expo/Convention

No local in-person events yet

 Possible Divine retreat summer 2022 (figure out budgeting)

Corgi Con 2022

Postponed until 2022

Sad but the scheduling seems to conflict with other events

Build up $10k in my emergency fund

$7900

Automatic savings of $250/month – need 8 more months unless having an influx of extra cash.

Make $5000 side hustle funds

~$3428 so far

I can asily make $500 in December for holiday animal sitting. Reduce goal to more manageable $4000 for the year?

Career development – MDR training, RAPS2022

Watched some online webinars

RAPS 2022 is in Arizona 9/10 – 9/13 – in the budget? Value add?

In other news…

Painted Pokemon specific rocks

Put together R2-D2 and an At-At Lego model

Said goodbye to this cutie we boarded over the summer!

Went to downtown Seattle for Pokemon Go Fest

Harvested some giant cucumbers from the garden

Made it to the last level I’ll probably ever attain in Pokemon Go

Bought a second-hand stage pole for home practice (yay virtual classes and conditioning)

Crashed a cake tasting (I was invited) like I’ve always wanted to

Harvested multiple handfuls of tomatoes (there’s still green ones on the vine today)

I’ve been taking Lyra classes with my new studio Ascendance and I absolutely love them!

Joined in the fun at a Pokemon picnic party


What are your goals and how are you meeting them?

2021 Q2 House, Goals, and Progress

I bought a house! I spent all of my cash monies and now I have to build my emergency fund and savings funds back up so I’ve added that goal to my list. 

2021 Goals Progress Update:

Goals for 2021

Time frame

Q2 progress goal

Finish outlining Two for Tiny

6/15

Tabling this goal until I am back into writing

Take floorwork intermediate series

7/15

Completed intermediate series

Signup for advanced when offered

12 chin-ups

8/1

8 chin-ups

5 pull-ups

Book inventory gone

7/15

Completed

First draft for Two for Tiny

12/31

Wrote two chapters, not interested in continuing at this time

Freestanding Handstand

12/31

No progress

Pass intermediate inversions at Divine!

12/31

Moved to Renton and tabling this goal as I will be taking the majority of classes at Ascendance

1000 lifetime ebike miles

12/31

390 miles in 2020

63 miles in Q1, 133 Q2

April – 46.7

May – 86.5

June – 0

Take 500 lifetime pole classes

12/31

April – 463

May – 469

June – 475

Writing conference or workshop

12/31

Pick or defer for the year. ECWC is virtual this year. PNWA 9/15 – 9/19

Take a doughnut making class

12/31

No classes on schedule yet https://www.raiseddoughnuts.com/classes

Take goat/bunny yoga class

12/31

No classes on schedule yet

Take a mochi making class

12/31

No classes on schedule yet

https://www.surlatable.com/cooking-classes/in-store-cooking-classes/

emergency/disaster/community preparedness

12/31

Listed 3-day workshop was too expensive, check for other options

Tiny house show

12/31

No local shows yet

Pole Expo/Convention

12/31

No local in-person events yet

Corgi Con

12/31

Date announced 10/16 from 10AM – 2PM

Build up $10k in my emergency fund

12/31

$6500

Make $5000 side hustle funds

12/31

~$2800 so far

In other news…

My partner and I completed two housesits, caring for 5 cats and one dog in total

I watched some more cats for Rover/Meowtel

I tried out some new donuts from The Flour Box. They were good but overhyped.

I bought my first house!

I wasn’t planning to but I ended up planting five tomato plants and several cucumbers in my garden this year. They are growing like bonkers with this heat!

Reached the next level in Pokemon Go

I’m boarding a lovely cat for the next 6 weeks

It reached records temps in the area! 115 at the highest…

 


What are your goals and how are you meeting them?

2021 Q1 Giveaway, Goals, and Progress

2021 Book Giveaway*

Print Books available
1. At One’s Beast (YA)
2. Vanessa’s Book of Awesome Things (Misc Lists)
3. Book of poetry
4. Donuts in an Empty Field (For the Love of Donuts Book 1)

*mailed anywhere in the USA
*books to be mailed in upcycled packaging
*20 copies available
*1 lucky and random recipient will receive a $20 bookmark

2021 Goals Progress Update:

Goals for 2021

Time frame/deadline

Q1 Progress

New time frame/deadline

Take a bookkeeping class

4/15

Not currently interested in pursuing this goal

Tabled

Finish outlining Two for Tiny

3/15

Worked on outline at Emberville class circle

Chapter by chapter outline not fully fleshed out

6/15

Take floorwork intermediate series

7/15

Signed up for classes May 12 – June 16

Advanced series 8/18 – 9/22 signup if I can later this year after moving/not moving

7/15

Get to 12 pullups of any kind in a row

8/1

Have to build up my strength first – currently can do 5 in a row

8/1

Build a seed library and/or trellis

8/1

Not currently interested in pursuing this goal

Tabled

Sell/Give all physical book inventory

12/25

12 books gone in Q1, 66 remaining

Inventory at FVP – donated

7/15

First draft for Two for Tiny

12/31

Outline not ready. Started chapter one to get the tone/feel and have 1500 words so far

Would like to write 1000+ words/week on Sundays as I continue to flesh out my outline, characters, and settings

12/31

Handstand

12/31

Haven’t worked on, need to build back up my strength and balance

Would like to sign up for a 4-6 week dedicated course like the Fit & Bendy offering online

12/31

Pass intermediate inversions into advanced inversions at Divine!

12/31

Have to build up my strength first – not even close to ready

12/31

Get to 1000 miles on my ebike

12/31

390 miles in 2020

63 miles in Q1, 547 miles remaining

12/31

Take 500 lifetime pole classes

12/31

458/500 – 42 remaining 39 weeks left in the year at 1 class/week to make this goal

12/31

Go to conference/workshop for writing

12/31

Conferences are online so far this year – not sure of the value

Emerald City Writer’s Conference 10/15-10/17

PNWA 9/15 – 9/19

12/31

Save up 6 months of emergency savings

12/31

Met this goal!

12/31

Grow loofah

12/31

Not currently interested in pursuing this goal

Tabled

Take a doughnut making class

12/31

No classes on schedule yet https://www.raiseddoughnuts.com/classes

12/31

Take goat/bunny yoga class

12/31

No classes on schedule yet

12/31

Take a mochi making class

12/31

No classes on schedule yet

12/31

emergency/disaster/community preparedness

12/31

No classes on schedule yet

12/31

Tiny house show

12/31

No dates yet

12/31

Pole Expo/Convention

12/31

Not ready to travel yet

12/31

Corgi Con

12/31

Not currently scheduled for 2021, not ready to travel yet anyway

12/31

IMG_1342 (1)
St Patrick’s Day fun with leftover cake food coloring
IMG_0680
Pokemon Go level milestone!
IMG_0821
Corgi butt sweet bread with chocolate center
IMG_0865
Mochi donut from Mochinut!

What are your goals and how are you meeting them?

February Book Special! $5 Print Book Sale.

At cost book special for the rest of the month! At One’s Beast is only $5 – includes sales tax and shipping! Just send me a message (rachel.author.barnard@gmail.com) and I’ll send you an invoice via Paypal. This special runs until the end of the month or until I run out of copies.

Every month I’ve planned a print book surprise sale/giveaway. I’m planning to move at the end of the summer and want to finish off the rest of my physical inventory. I’m moving away from book writing/selling and more towards cat sitting and personal development.

Baking a Birthday Cake – By the Numbers

Kim Joy’s Lemon cake recipe from her book
The Spruce Eats Fluffy Homemade Vanilla Cake recipe

Ingredients for both cakes, Italian buttercream frosting (Kim Joy recipe), ruby chocolate ganache drips, and pink fondant donut topping: $63.75
– 13 sticks of Unsalted butter ($9.75)
– 1 box of caster baking sugar ($5.79)
– Self-Rising Flour ($4.49)
– All-Purpose White Flour ($2.49)
– Cream of tartar from our spice cabinet
– Baking Powder from our spice cabinet
– 15 large eggs ($3.49)
– 6 lemons ($4.99)
– 2 cartons of fresh raspberries ($10.98)
– Heavy cream from our fridge supplies
– Vanilla extract from our spice cabinet
– 4.4oz Pink fondant ($3.19)
– Gel-Based food color 12-count pack ($13)
– Almost 2 bars of ruby chocolate ($5.58)

Baking Supplies (not consumable) bought specially for this cake project: $29.47
– 7″ ring mold pan from Fat Daddio’s ($13.49)
– 7″ Round cheesecake pan from Fat Daddio’s ($11.99)
-11 Piece round cookie cutter set doughnut cutters ($3.99)

New Techniques that I’ve never done before/Lessons learned:

  1. Making my own cake board using cardboard and tin foil
  2. Making buttercream that isn’t just powdered sugar icing
  3. Fixing the buttercream when it isn’t the correct texture
  4. Using a Kitchen-Aid mixer
  5. Weighing and Coloring the batter for even layers
  6. Putting parchment paper in the baking pan after greasing the pan (and cutting out the circle to fit the pan)
  7. Baking each layer separately because I only had one 9″ pan
  8. Making a chocolate ganache
  9. Using Ruby Chocolate
  10. Creating ganache drips using a spoon and ganache at the correct temperature
  11. Stacking the layers in a cake
  12. Crumb coating a cake
  13. Frosting a cake with a spatula and my grandparent’s turntable
  14. Putting a second tier on top of a 5-layer cake bottom tier
  15. Working with fondant
  16. Cutting a cake that is 9.5″ tall and not dropping the top tier onto the floor when plating the slice

The evolution of my first cake-from-scratch:

2021 Net Worth and Monthly Spending Update

Here are some charts I made to compare my monthly spending over 2020, 2019, and 2018. I didn’t include taxes or my monthly HSA withholdings from my paycheck. But you can see where I spend the most of my money. This pie chart only accounts for 42% of my gross income. The rest of it goes towards taxes, HSA paycheck withholdings, investing, and savings. The purpose of these charts is to show changes in spending over time (across different categories).

Here are a few more fun numbers:

  1. I decreased my spending by 28% from 2018 to 2019 while increasing my income 16%
  2. I increased my spending 4% from 2019 to 2020 while increasing my income 3%
  3. I increased my total net worth by 73% from 2019 to 2020
  4. 40% of my spending was in “health” in 2018, 28% in “housing” in 2019, and 26% in “housing” in 2020 as my largest spend categories
  5. Eating comprises my highest spend category after housing in general. 22% in 2020, 30% in 2019, and 16% in 2018. As a non-fixed cost, this is quite high and if I were to cut back on spending this would be the ‘easiest’ category to cut back in. Even though I meal plan and have almost no food waste, I don’t budget this category and it’s my most indulgent spending throughout the year.
  6. My credit score took a dive in January of 2020 (I think because they changed how they calculate) by 7% and recovered 3% throughout the year.

Here is another way of looking at my spending categories over time. Note that I broke out my ‘writing’ category in 2020 and it’s now captured not as personal spending/income but in my business expenses so you don’t see it here in 2020.

The next two pie charts show my net worth split categories:

2020 Reading Challenge Books in Review and Recommended Reads

I spent $26.33 on kindle books this year

My favorite books I read this year:

  • What Got You Here Won’t Get You There: How Successful People Become Even More Successful by Marshall Goldsmith
  • I’ll Be the One by Lyla Lee
  • Year of Yes by Shonda Rhimes
  • Felix Ever After by Kacen Callender
  • Tweet Cute by Emma Lord
  • A Good Girl’s Guide to Murder (A Good Girl’s Guide to Murder #1) by Holly Jackson
  • Be Not Far from Me by Mindy McGinnis
  • Parachutes by Kelly Yang
  • Slay by Brittney Morris
  • The Book Woman of Troublesome Creek by Kim Michele Richardson
  • Nudge: Improving Decisions About Health, Wealth, and Happiness by Richard H. Thaler, Cass R. Sunstein
  • Fix Her Up (Hot & Hammered #1) by Tessa Bailey
  • The Vanishing Deep by Astrid Scholte
  • Bent Heavens by Daniel Kraus
  • This Mortal Coil (This Mortal Coil #1) by Emily Suvada
  • Nickel and Dimed: On (Not) Getting by in America by Barbara Ehrenreich
  • Digital Minimalism: Choosing a Focused Life in a Noisy World by Cal Newport
  • Harvesting the Heart by Jodi Picoult
  • Where the Crawdads Sing by Delia Owens
  • The Bride Test (The Kiss Quotient #2) by Helen Hoang

My favorite Indie books that I read this year:

  1. The Alien in the Backseat by Phillip Knight Scott
  2. Destination Azurah by Victoria Bastedo
  3. Exile (Forbidden Things #2) by Nikki McCormack
  4. Apostate (Forbidden Things #3) by Nikki McCormack
  5. Drawing Breath (Drawing Breath #1-3) by Laurie Boris
  6. The Anti-Virginity Pact (The Pact #1) by Katie Wismer
  7. Flight of the Spark: Book 1 of the Outlawed Myth Fantasy Series (The Outlawed Myth #1) by Evelyn Puerto

 

Out of the 65 books that I read:

11 Indie Books

8 Nonfiction Books

 

The books I read this year:

I think I will make my challenge for next year 100 books!

2019 Reading Challenge Blog Post

2018 Reading Challenge Blog Post

2017 Reading Challenge Blog Post

2016 Reading Challenge Blog Post

2015 Reading Challenge Blog Post

Goals and Accomplishments from 2020 and Future Goals for 2021

Goals list of 2014
Goals list of 2015
Goals list of 2016
Goals list of 2017
Goals list of 2018
Goals list of 2019


2021 Goals!!!

  • 2021 Describe yourself in 3 words:
    • 2021 Describe what you want more of in 3 words: Vacation, Attentive, Patience
    • Theme for 2021: Plan
  • 2020 Describe yourself in 3 words: Anxious, Quick, Analytic
    • 2020 Describe what you want more of in 3 words: Patience, Deliberate, Calm
    • Theme for 202: Hygge
  • 2019 Describe yourself in 3 words: Driven, Efficient, Restless
    • 2019 Describe what you want more of in 3 words: Calm, Accomplished, Considerate
    • Theme for 2019: Minimize

 

Fitness goals 2020:

I want to try out some small lifestyle change style challenges. I wanted to spend each month focusing on a different aspect of health and fitness. Here are my ideas so far: stretching every morning, increasing my water intake, cooking all my own food, reading more self-growth books, eating more veggies, biking/running, reducing my sugar intake. I very much enjoy the Blogilates challenges and may continue to use those challenges and/or the monthly calendar. 2020 Fitness Actual: I didn’t go forward with this 12-month style challenge and meandered a lot throughout the year with my fitness. I joined a 4-week lifestyle and fitness group challenge and then completed the P-90X fitness course. I completed the Divine 12 days of fitness challenge (taking 12 online classes within 17 days). I tried out an advent style fitness challenge that I abandoned 15 days in because it was too much for my body.

Fitness goals 2021:

  • Freestanding handstand
  • Take floorwork intermediate series
  • Pass intermediate inversions into advanced inversions at Divine Movement Dance
  • Get to 12 pullups of any kind in a row
  • Bike 1000 total on my ebike (already 390 from 2020)

 

Finances Goals 2020:

  1. Max out my Roth IRA, 401k and HSA contributions
    1. Nailed it! Maxed out all three of these investment accounts
  2. Build up my emergency savings to 6 months
    1. I think I’ve accomplished this goal. If I were to rely on my emergency savings, I wouldn’t spend as much as I do currently monthly so what I have saved would actually last 6 months. If I were to calculate 6 month’s spending then I’m I’m $2300 short of a complete 6 month’s emergency savings. In another 8 months I would have that amount in my emergency savings with my automatic savings plan.
  3. Save 50% of my income.
    1. I spent 40% of my gross income
    2. I spent 53% of my net income
  4. Reach 6-figure net worth
    1. Mid-December I hit this goal!

Finances Goals 2021:

  1. Max out my Roth IRA, 401k and HSA contributions
  2. Save 50% of my income

 

Writing Goals 2020:

  • Deplete my physical book inventory
    • Sold/gave away 42 print books this year!
  • Break even on Ataxia and At One’s Beast
    • With my marketing push, I was able to meet this goal in January!
  • Revamp my website
    • Pushed this off
  • Write 4 short stories
  • Send out 4 newsletters
    • Technically I already met this goal with my early December promotional newsletter, but I have one more to send out for my end of year recap.
  • Publish a new coloring book
    • Did not pursue this new project

Writing Goals 2021

  • Deplete my physical book inventory
  • Go to a conference/workshop for writing
  • Revamp website
  • Finish outlining Two for Tiny
  • Finish first draft of Two for Tiny

 

Personal Goals 2021

  1. Take a bookkeeping class
  2. Lean Six Sigma Green Belt Certification
  3. Build a seed library and/or trellis
  4. Grow loofah
  5. Take a doughnut making class
  6. Take goat/bunny yoga class
  7. Face time with friends/family every month

 

For Q1 here are my specific goals:

  • Financial: Update my death binder and review finances on my birthday 1/22
  • Fitness: Personal session for handstands, 2 stretch classes, no sweets and treats until my birthday (1/22)
  • Writing: Book giveaway for my birthday, newsletter, Review two Indie Books (Canopy by D.M. Darroch and Flintelf by Victoria Bastedo), quote and plan for website revamp
  • Personal: Face time with Rich, Face Time with Chris, Face Time with Danelle; Lean Six Sigma Green Belt certification exam in February

2020 Physical Activity – Dance, Health, and Fitness

How do you work out?

Pole Dancing Highlights for 2020
2. I took 35 classes total
3. I spent $225 total (I have credit as an ambassador that I use towards classes)
4. I spent 55.75 hours in class
5. I worked with 7 different instructors

Lifetime money spent (just for pole classes): $7139.95
2014 – $90
2015 – $422.21
2016 – $1777
2017 – $2594
2018 – $1465.74
2019 – $566
2020 – $225

Lifetime total pole classes: 445
2014 – 6
2015 – 19
2016 – 109
2017 – 139
2018 – 92
2019 – 37
2020 – 35

Total time spent poling: 703.25 hours (29.3 days)
2014 – 10.5 hours
2015 – 37.5 hours
2016 – 173.5 hours
2017 – 226 hours
2018 – 144.5 hours
2019 – 55.5 hours
2020 – 55.75 hours

Class Breakdown at different studios for 2020
Divine – 20/35 = 57%
Spinderella – 14/35 = 40%
Habitat Pole and Fitness – 1/35 = 3%

 

In other fitness accomplishments:

  • I biked 446.5 miles (390 miles on my new ebike)
  • I took 16 stretch and flexibility classes
  • I took 3 booty dance classes
  • I took 1 yoga class
  • I took 3 inversions conditioning classes
  • I took 3 handstands classes
  • I took 4 Pilates classes
  • I played soccer one time (and practiced several times)
  • I completed P90X along with some other Beach Body classes
  • I lost 3% body fat over the summer
  • I was able to do 9 chin-ups in a row
  • 7/17/2020 ran a 10:03 mile (after a 13:50 mile and then 11:02 mile with exercise-induced asthma)

My favorite fitness photos: Running up a small pyramid in Teotihuacán, Mexico; biking home across the 520 bridge over Lake Washington on my new ebike; camel pose success during Divine flexibility class

2019 Physical Activity Blog Post Breakdown

2018 Physical Activity Blog Post Breakdown

2017 Physical Activity Blog Post Breakdown

2016 Physical Activity Blog Post Breakdown

2015 Physical Activity Blog Post Breakdown

2020: AMC A-List – Watched and Recommended Movies for the Year

Total cost paid for movies watched in 2020 in theatres and VOD: $112.7… total value for movies watched =$327.34 + VOD ; Favorite movie of the year: Soul

Total cost paid for movies watched in 2019 in theatres: $278.15… total value for movies watched = $1,281.67

Total cost paid for movies watched in 2018 in theatres: $297.42… total value for movies watched = $839.45

“*” indicates a movie I particularly enjoyed and would recommend.

 

January: $96.43 value… paid $23.05

  • *Spies in Disguise ($12.99)
  • *Queen & Slim ($12.99)
  • *Star Wars the Rise of Skywalker in Laser Imax ($18.49)
  • Uncut Gems ($12.99)
  • *1917 ($12.99)
  • Bad Boys for Life ($19.49)
  • The Turning ($12.99)
  • The Gentlemen ($12.99)

February: $77.95 value… paid $23.05

  • Gretel and Hansel ($12.99)
  • *Birds of Prey ($19.49)
  • Sonic ($19.49)
  • Fantasy Island ($12.99)
  • Brahms: the Boy II ($12.99)

March: $74.01 value… paid $33.60

  • *Onward ($19.49)
  • The Way Back ($12.99)
  • Bloodshot ($17.99)
  • *The Hunt ($12.99)
  • *Invisible Man ($10.55 in pesos at our trip in Mexico)

April:

  • Trolls World Tour (VOD)

May:

  • Scoob! (VOD)

June:

  • Artemis Fowl (VOD)
  • *Eurovision Song Contest: The Story of Fire Saga (VOD)
  • *My Spy (VOD)

July:

  • Hamilton (VOD)
  • The Old Guard (VOD)

August:

  • The One and Only Ivan (VOD)

September:

  • Mulan (VOD)
  • The Social Dilemma (VOD)
  • *Enola Holmes (VOD)

October: $46.97 value… paid $16.50 for HBO Max

  • New Mutants ($13.49)
  • Tenet ($19.99)
  • Unhinged ($13.49)
  • Hubie Halloween (VOD)
  • The Trial of the Chicago 7 (VOD)
  • The Witches (VOD)
  • *Borat Subsequent Moviefilm (VOD)

November: $31.98 value… paid $16.50 for HBO Max

  • War with Grandpa ($13.49)
  • *Freaky ($18.49)

December:  $?? value… paid $0

  • Songbird (Advanced Screening home viewing)
  • Greenland (Advanced Screening home viewing)
  • Wonder Woman 1984 (VOD)
  • *Soul (VOD)