2023 Net Worth and Monthly Spending Update

Here are some charts I made to compare my monthly spending over 2022, 2021, 2020, 2019, and 2018. The purpose of these charts is to show changes in spending over time (across different categories).

Here are a few more fun numbers:

  1. I increased my spending 39% from 2021 to 2022, while increasing my income 22% (I increased my spending 12% from 2020 to 2021 while increasing my income 3.5% and I increased my spending 4% from 2019 to 2020 while increasing my income 3%)
  2. The house I bought in 2021 increased in value 37% since last year
  3. My credit score increased and then decreased when I moved so it’s roughly the same number as where it was at the beginning of last year
  4. Notable increases in spending from 2021 to 2022 include:
    1. Household/Clothing – 603% increase due to moving twice and not owning the furniture, electronics, household goods etc. for our own place
    2. Travel – 345% increase due to several once-in-a-lifetime trips including a week at Disney and the Starcruiser hotel and a trip to Turkey
    3. Entertainment – 182% increase due to buying tickets to more expensive events like seeing Kevin Hart perform
    4. Bills housing/utilities – 59% increase due to moving into our own place and not splitting rent costs with another person
    5. Bills phone – 15% increase by moving to a higher plan on T-mobile in order to maximize the purchase of two iPhones this year
    6. Misc – 225% increase
  5. Notable decreases in spending from 2021 to 2022 include:
    1. Health- 56% decrease from not re-upping on some vitamins I had been purchasing in the past and sticking with the one that makes the most difference in my gut health. I only went to a doctor one time and an eye doctor one time so no large medical bills
    2. Fitness – 16% decrease from using gift cards to purchase classes and using my Ambassador funds from working at one of the studios
    3. Gifts – 80% decrease because of how I calculate and what I determine to be a gift.
    4. Groceries – 18% decrease
    5. Transportation – 9% decrease due to lower car maintenance costs in 2022 (my partner and I have one car and share expenses)
  6. I did not meet my LLC goal of earning $5,000, but was able to earn just over $4000 for the year
  7. I still have $10,000 in my emergency fund but since my bills have increased, if I need to use that to live on it won’t go as far

The next  charts show my net worth split categories:

16% increase in my assets from 2021 to 2022
76% increase in my assets from 2020 to 2021
53% increase in my assets from 2019 to 2020

2021 Asset breakdown

Where Was Rachel in 2022 – A Blog Post in Pictures and Captions

January

Built a custom closet shelving unit with my housemate Lorri

Visited the Space Needle for the first time since the floor was redone

Dined at the Loupe Lounge (revolving restaurant at the top of the Space Needle) for the first time since I was a toddler.

Dad got a jackfruit to try! I loved it.

February

Moved into a new apartment in Bellevue – our first place with just the two of us

I Ate vegan for a week 

Walked a neighbor’s Corgi – a dream come true!

Painted and gave away some more rocks

March

Volunteered as a pole pixy at Pole Sport Org’s competition

Completed a few puzzles

Started playing Wordles and nailed this guess-in-one for Spanish

Celebrated our 4th meet-anniversary at Din Tai Fung

April

Jon won company tickets to the Pokemon box to see Monster Trucks

Leveled up in Pokemon Go

My credit score bumped over 800

Jon took me out during one of his flight lessons

Jon’s work company rented the Woodland Park Zoo for their Spring Festival

May

We won May the Fourth Trivia and some pretty neat prizes!

We visited family and my house in FL

We booked The Chandrila Line Starcruiser Hotel at Disney

I made my own lightsaber

We spent the week going to all the Disney World parks and the Starcruiser Hotel.

June

I volunteered at the inaugural Seattle Donut Fest

I volunteered for the 10th time at Maple Valley Days

Divine Movement had a party for Ambassadors and Instructors at the skating rink

July

We watched fireworks from Jon’s office building in downtown Bellevue

I set up my pole in the park several times and invited friends to join

Joined the Pokemon Go Fest in downtown Seattle – guess which team we’re on

Had to walk my bike .25 with a flat up and off the bridge after using a fork to get the tube out of the gear mechanism (now I have a tool bag)

August

Watched and sat for a lot of local cats

Made my own Apprentice

Surprised Jon with a day at the races

Sought out new cuisines (Pani Puri) after watching Laal Singh Chaddha

Grew one cucumber from a pot on our porch with no sun

Went to the yearly Pokemon Party

September

Met up at the Bellevue Botanical Gardens with a college friend who moved locally

Tried out straps for the first time at Emerald City Trapeze

Worked on Duo Lyra with my friend Caitlin at Ascendance

Did some cat yoga at Meowtropolitan

House sat in Seattle for a cute little puppers

Performed on Lyra for the first time (as a cat)

October

Went to Turkey for the first time

Went to a traditional Hamam for the first time

Swam at a rooftop bar

Rode in a hot air balloon for the first time

Leveled up again in Pokemon Go

Went paragliding for the first time

Went to a soccer game in Istanbul

Didn’t win anything at the Kirkland car bingo

Took alatte art class for the second year in a row

November

Tried out flying trapeze for the first time (and managed a hand-to-hand catch)

Moved to Austin, TX

Ate BBQ for Thanksgiving

December

Spent a weekend getaway in Seattle for dim sum and to see Kevin Hart

Went to Jon’s Holiday party at Apple

Found several new studios near Austin for dance classes

Went to a Star Wars party at a local pub with our Grogus and won the costume contest

Wore my Oura ring all year

Tried out some new aerial classes – like sling, bungee, wall harness, and trampoline

Continued to score some impressive discounts on food with an app called Too Good to Go

House sat for a cuddly cat over Christmas

Happy New Year!

2022 Reading Challenge Books in Review and Recommended Reads

I spent $5.48 on kindle books this year; $13.20 at Barnes and Noble; $35.91 for books from Bookshop; $103.90 at the Neverending Bookshop; $98.95 at Brick & Mortar for a total of $257.44 on books!

My favorite books I read this year:

  • The Matzah Ball by Jean Meltzer
  • A Cat Cafe Christmas by Codi Gary
  • Firekeeper’s Daughter by Angeline Boulley
  • Hook, Line, and Sinker (Bellinger Sisters, #2) by Tessa Bailey
  • It Happened One Summer (Bellinger Sisters, #1) by Tessa Bailey
  • Written in the Stars (Written in the Stars, #1) by Alexandria Bellefleur
  • Excuse Me While I Disappear: Tales of Midlife Mayhem by Laurie Notaro
  • Schooled by Ted Fox
  • Time of My Life (Time After Time #1) by Mary Frame
  • For Butter or Worse by Erin La Rosa
  • Wildseed Witch (Wildseed Witch, #1) by Marti Dumas
  • Well Met (Well Met, #1) by Jen DeLuca
  • A Little Too Familiar (An Uncanny Romance, #1) by Lish McBride
  • Queen of the Tiles by Hanna Alkaf
  • The Love Con by Seressia Glass
  • The Love Hypothesis by Ali Hazelwood
  • Pumpkin (Dumplin’, #3) by Julie Murphy
  • Last Night at the Telegraph Club by Malinda Lo
  • Red, White & Royal Blue by Casey McQuiston
  • Gathering Blue (The Giver, #2) by Lois Lowry

My favorite Indie books that I read this year:

  1. Musical Games (Kinloch, #4) by Evie Alexander
  2. Ex Appeal (Ponto Beach Reunion, #3) by Cathy Yardley
  3. Strange Gods by Alison Kimble
  4. Kissing Games (Kinloch, #3) by Evie Alexander
  5. Delta (The Apex Cycle, #2) by M.T. Zimny
  6. Beta (The Apex Cycle, #1) by M.T. Zimny
  7. Always the New Girl by Kelly Vincent
  8. Boneyard by D.M. Darroch
  9. Gouda Friends (Ponto Beach Reunion, #2) by Cathy Yardley
  10. Hollywood Games (Kinloch, #2) by Evie Alexander
  11. Sting of the Scorpion (Outlawed Myth, #3) by Evelyn Puerto

Out of the 68 books that I read:

18 Indie Books
5 Nonfiction Books

Other reading stats:

I read 16 books for book clubs
I reviewed 20 books this year for a total of 423 reviews written lifetime

The books I read this year:

2021 Reading Challenge Blog Post

2020 Reading Challenge Blog Post

2019 Reading Challenge Blog Post

2018 Reading Challenge Blog Post

2017 Reading Challenge Blog Post

2016 Reading Challenge Blog Post

2015 Reading Challenge Blog Post

2022 Physical Activity – Dance, Health, and Fitness

Aerial Dancing Highlights for 2022
2. I took 111 aerial classes total
3. I spent $1,439.83 total (I have some credit as an ambassador that I used towards some classes)
4. I spent 141.4 hours in class
5. I worked with 46 different instructors

Lifetime money spent (just for aerial classes): $9,432.24
2014 – $90
2015 – $422.21
2016 – $1777
2017 – $2594
2018 – $1465.74
2019 – $566
2020 – $225
2021 – $852.46
2022 – $1,439.83

Lifetime total aerial classes: 619
2014 – 6
2015 – 19
2016 – 109
2017 – 139
2018 – 92
2019 – 37
2020 – 35
2021 – 63
2022 – 111

Total time spent dancing +: 933.9 hours (38.9 days)
2014 – 10.5 hours
2015 – 37.5 hours
2016 – 173.5 hours
2017 – 226 hours
2018 – 144.5 hours
2019 – 55.5 hours
2020 – 55.75 hours
2021 – 89.25 hours
2022 – 141.4 hours

Class Breakdown at different studios for 2022
Ascendance – 39/111= 35%
Revolt – 15/111 = 14%
Divine – 25/111 = 23%
Bat City Circus – 6/111 = 5%
Emerald City Trapeze – 5/111 = 5%
Raven – 4/111 = 4%
Selenite Studios – 4/111 = 4%
Pole Fitness Seattle & Bellevue – 3/111= 1%
Sky Candy – 3/111 = 3%
Lache – 2/111 = 2%
Mora Pole – 2/111 = 2%
Versatile Arts – 2/111 = 2%
Jungle Movement – 1/111 = 1%

Class Type Breakdown for 2022
Lyra – 49
Pole – 30
Silks/Sling – 8
Straps – 5
Floorwork – 5
Trapeze – 3
Conditioning – 2
Flexibility – 2
Other – including Boudoir Striptease, Bungee Basics, Intro Harness, and Trampoline – 7

In other fitness accomplishments:

  • I biked 267.5 (bringing the total miles biked on my e-bike to 917.5)
  • I worked on partner/duo Lyra with a new friend
  • I tried out many new studios in the Austin area
  • I was able to do 10 chin-ups in a row
  • I was able to get my one-arm pull-up and incorporated it into a dance performance
  • I took several privates and worked on my fish flop, handspring, and choreo for my performance
  • I volunteered with PSO in Seattle again as well as with Misfits in Motion as a pole pixy

My favorite fitness photos from the year!

 

2021 Physical Activity Blog Post Breakdown
2020 Physical Activity Blog Post Breakdown
2019 Physical Activity Blog Post Breakdown
2018 Physical Activity Blog Post Breakdown
2017 Physical Activity Blog Post Breakdown
2016 Physical Activity Blog Post Breakdown
2015 Physical Activity Blog Post Breakdown

2022: AMC A-List – Watched and Recommended Movies for the Year

Total cost paid for movies watched in 2022 in theatres: $295.88… total value =$1,167.40
Favorite movie of the year: Everything Everywhere All at Once
Total movies watched in theatres 2022: 70 (27 Dolby, 2 3D, and 5 Imax)
Total movies streamed at home 2022: 51
Movies I would rewatch: Everything Everywhere All at Once, Massive Talent, Glass Onion: A Knives Out Mystery
Worst movies of the year: Moonfall, Beast, and Bones and All
Biggest disappointment: Nope

Streamed movies I recommend that aren’t listed below rated 3.5 stars or higher on Letterboxd: The Banshees of Inisherin, The Fablemans, Enola Holmes 2, Wedding Season, Purple Hearts, Do Revenge, The Gray Man, Hustle, Metal Lords, The Adam Project, Kimi, Love Type D, Long Story Short, Downfall: The Case Against Boeing, I want you Back, Something from Tiffany’s

 

Total cost paid for movies watched in 2021 in theatres: $253.55… total value =$1,019.57
Favorite movie of the year: CODA (See my top ten list on Letterboxd here)

Total cost paid for movies watched in 2020 in theatres and VOD: $112.7… total value =$327.34
Favorite movie of the year: Soul

Total cost paid for movies watched in 2019 in theatres: $278.15… total value = $1,281.67

Total cost paid for movies watched in 2018 in theatres: $297.42… total value = $839.45

“*” indicates a movie I particularly enjoyed and would recommend.

 

January: $126.62 value… paid $23.05

  • *Sing 2 ($14.99)
  • *Nightmare Alley ($14.29)
  • *The 355 ($19.29) Dolby
  • Licorice Pizza ($14.29)
  • *Scream ($19.29) Dolby
  • *West Side Story ($14.29)
  • The Tragedy of Macbeth ($13.69)
  • *Belfast ($16.49) Dolby

February: $168.90 value… paid $23.05

  • Jackass Forever ($14.29)
  • Studio 666 ($14.29)
  • Moonfall ($20.79) Dolby
  • Death on the Nile ($20.79) Dolby
  • *Uncharted ($20.79) Dolby
  • *Marry Me ($14.29)
  • Blacklight ($14.29)
  • Cyrano ($14.29)
  • Dog ($14.29)
  • The Godfather 50 Years ($20.79) Dolby

March: $61.87 value… paid $23.05

  • *The Batman ($20.29) Imax
  • Morbius ($20.79) Dolby
  • *The Lost City ($20.79) Dolby

April: $146.01 value… paid $23.05

  • Sonic The Hedgehog 2 ($20.79) Dolby
  • *Everything Everywhere All at Once ($9.99)
  • Infinite Storm ($9.99)
  • Ambulance ($20.79) Dolby
  • Fantastic Beasts: The Secrets of Dumbledore ($20.79) Dolby
  • Father Stu ($14.29)
  • *Massive Talent ($14.29)
  • The Bad Guys ($14.29)
  • The Northman ($20.79) Dolby

May: $100.94 value… paid $23.05

  • Men ($14.29)
  • Firestarter ($9.99)
  • *Doctor Strange In The Multiverse Of Madness ($20.29) Real D 3D
  • Doctor Strange In The Multiverse Of Madness ($14.29) at Disney Springs!
  • *Top Gun: Maverick ($20.29) Imax
  • *Top Gun: Maverick ($21.79) Dolby

June: $108.24 value… paid $23.05

  • Jurassic World Dominion ($21.79) Dolby
  • Crimes of the Future ($14.29)
  • *Lightyear ($21.79) Dolby
  • *Elvis ($14.29)
  • *The Black Phone ($14.29)
  • *Minions: The Rise Of Gru ($21.79) Dolby

July: $74.96 value… paid $23.05

  • Thor: Love And Thunder ($21.79) Dolby
  • *Where the Crawdads Sing ($14.29)
  • Nope ($20.79) Dolby
  • DC League of Super Pets ($18.09) Dolby

August: $108.04 value… paid $23.05

  • Bullet Train ($20.79) Dolby
  • Fall ($14.29)
  • Beast ($19.29) Dolby
  • Laal Singh Chaddha ($14.69)
  • E.T. – THE EXTRA-TERRESTRIAL – 40th Anniversary IMAX Release ($19.69) Imax
  • Three Thousand Years of Longing ($19.29) Dolby

September: $19.29 value… paid $23.05

  • JAWS (1975) ($19.29) Imax

October: $99.74 value… paid $23.05

  • Halloween Ends ($20.79) Dolby
  • Don’t Worry Darling ($14.29)
  • *The Woman King ($14.29)
  • *Black Adam ($21.79) Dolby
  • Amsterdam ($14.29)
  • *Ticket to Paradise ($14.29)

November: $74.94 value… paid $23.05

  • *The Menu ($12.59)
  • She Said ($12.59)
  • Bones and All ($12.59)
  • *Black Panther: Wakanda Forever ($13.59)
  • *Glass Onion: A Knives Out Mystery ($11.99)
  • Strange World ($12.59)

December: $77.85 value… paid $24.84 + 17.49 = 42.33

  • *Violent Night ($17.09) Dolby
  • *Avatar: The Way of Water ($18.09) Dolby
  • *Avatar: The Way of Water ($17.49) Imax 3D Purchased outside of A-list Reservation
  • The Whale ($12.59)
  • *Babylon ($12.59)

Goals and Accomplishments from 2022 and Future Goals for 2023

2023 Goals!!!

  • 2023 Describe yourself in 3 words: Impatient, Forgetful, Loving
    • 2022 Describe what you want more of in 3 words: Saving, Friendship, Experiences
    • Theme for 2023: Settling in
  • 2022 Describe yourself in 3 words: Self, Partner, New
    • 2022 Describe what you want more of in 3 words: Success, Happy Moments, Learning
    • Theme for 2022: Realize
    • Goals list of 2022
  • 2021 Describe yourself in 3 words: Driven, Busy, Challenged
    • 2021 Describe what you want more of in 3 words: Vacation, Attentive, Patience
    • Theme for 2021: Plan
    • Goals list of 2021
  • 2020 Describe yourself in 3 words: Anxious, Quick, Analytic
    • 2020 Describe what you want more of in 3 words: Patience, Deliberate, Calm
    • Theme for 202: Hygge
    • Goals list of 2020
  • 2019 Describe yourself in 3 words: Driven, Efficient, Restless
    • 2019 Describe what you want more of in 3 words: Calm, Accomplished, Considerate
    • Theme for 2019: Minimize
    • Goals list of 2019
  • Goals list of 2018
  • Goals list of 2017
  • Goals list of 2016
  • Goals list of 2015

 

Fitness goals 2022:

  • Take 4 handstand classes – I worked on handstand prep in some classes but never actually took a handstand class. I would like to take at least one next year!
  • Take floorwork advanced series – Unfortunately, I never got a chance to take this class due to scheduling conflicts 😦
  • Pass intermediate inversions into advanced inversions at Divine Movement Dance – I switched to mainly taking Lyra classes this year and didn’t attend enough pole classes consistently to finesse the two transitions that were holding me back (pike to superman and Allegra to pike)
  • 10 chin-ups/pull-ups – Accomplished 07/27/2022!
  • 1-handed pull-up – Accomplished and I put this move into my September Lyra performance
  • Handspring Ayesha – Still working on this move and will continue to try in 2023 whenever I take pole classes
  • 1000 miles total on my ebike – Seattle weather and a move kept me somewhat shy of this goal. As soon as my bike is fixed from moving damage, I’ll be able to hit this goal and then some! 267.5 miles total in 2022; 260 miles total in 2021; 390 miles total in 2020 for a grand total of 917.5 miles!
  • Floor limbo just because – After seeing someone do this on the grass at a party and on roller skates at a party, it piqued my interest but I never actually attempted to learn how to do it… Would be a neat party trick but I’d have to ask someone who knows what they’re doing if my body has what it takes to get there.
  • Go to every pole studio in Seattle – I took a class at all the studios: Divine Movement Kirkland, Divine Movement Seattle, Ascendance, Pole Fitness Seattle, Pole Fitness Seattle Bellevue, Raven Studios, Versatile Arts, Mora Pole Studio, and Emerald City Trapeze Arts. I went to a clothing exchange at Positive Spin but never got to take any classes there.

Fitness goals 2023:

  • Lyra – unassisted front balance
  • Pole – handspring ayesha
  • Floorwork – solid fish flop
  • Floorwork – work on a hand balance pose/transition that I can freestyle into/out of
  • Aerial – check out every studio in the Austin area
  • Aerial – perform at least once in some capacity!
  • Aerial – Work on the correct position for flying trapeze hand catch prep
  • Aerial – continue to explore other fun classes/workshops like duo lyra, bungee, trampoline, etc.
  • Aerial – volunteer/help out in a show/comp
  • 1000 miles lifetime on my ebike
  • 321 miles on our new stationary bike

 

Finances Goals 2022:

  • Build back up to $10,000 in my emergency fund – I reached $10,000 in April after my tax refund and LLC account reimbursement payout
  • Make $5000 from my LLC – Only made ~$3500

Finances Goals 2023:

  • Save enough to exercise stock options expiring in September 2023
  • Keep $10,000 in my emergency fund
  • $250,000 in assets

 

Misc. Goals 2022:

  • Career Development Training – Only did online webinars – I now have 25 RAC from RAPS as credits
  • Career development find a mentor – didn’t reach out to anyone specific
  • Take 2 cooking/baking classes – took the latte art class for the second time and loved it! I didn’t take any other cooking classes.
  • Pole Expo/Convention/Corgi Con – tabled for the year but will consider in the future if the dates/timing/budget are good
  • Take ASL classes along with my Duolingo daily Turkish studies – Tried out one app but didn’t want to pay for one more subscription. Stopped working on Turkish but did manage to make top 6% of learners on Duolingo!

Misc. Goals 2023:

  • Career Development Training
  • Take one cooking/baking class

Türkiye Trip October 2022

 

Hotel Locations in Turkey: $2426 for 13 nights and we spent an extra 2 nights locally in my partner’s mom’s custom-built apartment in Istanbul

• $1117 for 4 nights ($279/night) = Rixos Pera Hotel Istanbul
· 5-star hotel
· The hotel had a useful concierge service that helped get us reservations at the rooftop bar/restaurant, a hookah lounge to watch the soccer game on Sunday night, and a ride to the airport early in the morning when we left
· The bathroom smelled like old pipes/sewer

• $468 for 2 nights ($234/night) = Kapadokya hill hotel and spa
· 5-star hotel
· The room had no windows as we stayed underground in a cave room
· We were able to check in early and use their spa/hamam that same day
· We utilized their concierge service to book the hot air balloon experience and the VIP tour we took
· Our bathroom had a spa tub


• $472 for 3 nights ($157/night) = Ecclesia hotel Ölüdeniz
· 5-star hotel
· Spa tub in the room (not in the bathroom)
· I accidentally let the cat in the room when I left the door open for two minutes
· It rained hard one night and we lost our AC for the night


• $131 for 1 night = Doubletree Istanbul hotel
· 5-star hotel
· Walkable to the soccer stadium for the game


• $81 for 1 night = Gaziantep Şirehan hotel
· 5-star hotel
· The “non-smoking hotel” where people smoked in the rooms and it traveled into our room
· We left after one night because the smoke was overwhelming, the AC didn’t work well, and the Wi-Fi kept disconnecting to the point where it wasn’t functional


• $157 for 2 nights ($79/night) = Hilton Gaziantep
· 3-star hotel
· The best AC of them all!

 

Travel and Transportation!

~30 hours in planes (12-hour trip to Istanbul) – $1283 with seats selected in advance for the international flight + $375 for the three domestic flights
We took the bus, the subway, taxis, and Uber, as well as plenty of walking!
My favorite mode of transportation: the subway because it was comfortable and we could sit but also Taxis/Uber because we didn’t have to walk uphill!

20.15 TL/ Liter is $4.09/gallon

 

 

The food
• My favorite savory – Içli Köfte (Turkish Stuffed Meatball) that is either fried (shown below) or boiled


• Best desserts – katmer from Katmerci Zekeriya Usta and baklava from Baklavaci Zeki İnal


• Food to try: Lahmacun (Turkish pizza)


• Popular street food: simit (priced at 5 Turkish Lira = $0.27) and is sold from street carts. Simit used to be priced around 2 – 3 TL before inflation


• Another Favorite Savory: paçanga böreği = deep fried mix roll from the Hill Hotel Restaurant in kapadokya


• Another Favorite Savory – hotel buffet Syrnike (Russian pancake I think and not even Turkish food)


• And Another Favorite food item – Tavuk Göğsü from Sütiş Restaurant = Turkish milk pudding made with shredded chicken breast

Eating/Restaurants
• Ayran (yogurt drink) is popular, especially with meat dishes/kabobs, and is sometimes made in-house by blending up yogurt, water, and salt


• You finish your meal at most restaurants with a free cup of tea (sugar optional)
• You get a hand wipe post-meal at most restaurants as well


• A lot of restaurants use beautiful and intricately patterned copper as their dishware

• Bayramoğlu Döner – popular and best Döner with a line waiting at the door for a table

 

 

Experiences


• Fenerbaçe game – The security confiscated my chapstick. Nearly everyone was smoking (especially since it was such a tight game). The tickets for our section (what few of them were left when we were buying) were $40/each. We were not able to purchase the seats right next to each other but we were able to sit next to each other regardless as people often move around a little bit within their section.

• Paragliding – Babadag Mountain is one of the highest commercial launch sites in the world for paragliding! The take-off site for paragliding over Oludeniz Beach starts at a height of about 6,500 feet, The standard weight limit for Paragliding in Oludeniz is 110kg ( 242.5lbs


• Hot air balloon ride – 250 euros each. The average cost of a shared hot air balloon ride in Seattle, Washington, is $300. Our concierge was able to make a reservation the day before after calling 10 different agencies and he told us that there are over 100 different companies. Each balloon accommodates up to 20 passengers and our balloon had a mix of people from Colombia, Brazil, Sudan, and a few other countries. The ride lasts around 40-60 minutes. The balloon can only go up and down and directionally is pushed by the wind. The takeoff point will change depending on the wind and we were not airborne by sunrise partially due to the last-minute takeoff location confirmation. We landed on the road – after being dragged by rope out of an area with trees because again there is no steering.

 
• Rooftop bar with infinity pool and sitting pool – one of the loveliest rooftop bars I’ve been up to even though it was only the third story of the hotel

• Hamam as well as spa/massage

We visited The Cağaloğlu hamam which was constructed in 1741 and is the last hamam to be built after a long period during the Ottoman Empire. There is a women’s section and a men’s section (which is where you walk into upon entering the hamam). We visited the hamam in the Hill Hotel and Spa twice and had a ‘couples’ hamam. We also tried out the hamam spa at the Ecclesia hotel Ölüdeniz – the most ‘touristy’ version of hamam and though my partner and I both went at the same time, there was only one attendant so we were in the same room while the other was getting bathed.

We spent $86 for the “After Work” package for two and $81 for the “Best of Asia” package for two at the Hill Hotel and Spa. We spent $100 for the classic hamam that included a massage for two at the Ecclesia hotel Ölüdeniz. We spent $194.81 each for the “Sultan Mahmud The First” package at the Cağaloğlu hamam

 

Cultural sites


• Gaziantep – castle


• VIP local tour – underground city kaymakli

• VIP local tour – pottery demo at kapadokya ceramic

• VIP local tour – göreme open-air museum

• VIP local tour – fairy chimney lookout point

• VIP local tour – imagination lookout – devrent vadisi


• Grand Bazaar Istanbul


• Hagia Sophia (we didn’t go inside because the line was too long)


• Galata Tower


• Basilica Cistern

 

 

Museums

• 25 December Gaziantep Defense Heroism Panorama and Museum


• Gaziantep Zeugma Museum of Culture and Congress Center – remains of zeugma with lots of mosaics


• Madam Tussauds


• Miniaturk (I thought this was mini golf)

 

 

Misc


• Turkey is known for their street cats!


• There are also street dogs

 

2022 Net Worth and Monthly Spending Update

Here are some charts I made to compare my monthly spending over 2021, 2020, 2019, and 2018. I included taxes and my HSA withholdings in my most recent 2021 chart as well as my Roth IRA contributions. The purpose of these charts is to show changes in spending over time (across different categories).

Here are a few more fun numbers:

  1. I increased my spending 12% from 2020 to 2021, while increasing my income 2.5% (I increased my spending 4% from 2019 to 2020 while increasing my income 3%)
  2. I bought a house in May of 2021, which became 13% of my monthly spending as averaged by 12 months of the year, effectively doubling my ‘housing’ spending category to 26% of my earnings
  3. The house I bought increased in value 20% since I bought it according to Zillow/Redfin
  4. My credit score increased by 3.8% (28 points)
  5. My investment portfolio changed because I had to sell some general investment stocks to have enough cash to afford my house purchase
  6. Notable increases in spending from 2020 to 2021 include:
    1. Fitness – 736% because I switched studios and was paying cash for classes instead of using trade money
    2. Eating out – 128% increase (my partner and I decided to switch to me paying for groceries and him paying for eating out midway through the year)
    3. Groceries – 25% increase (see eating out above point)
    4. Bills-housing – 8% increase when we moved
  7. Notable decreases in spending from 2020 to 2021 include:
    1. Health – 37% decrease since I am more crafty with my supplement purchases
    2. Household and clothing – 32% decrease as I’ve been able to use Amazon gift cards for a lot of these items
    3. Bills-Transportation – 19% decrease since our car is between mileage maintenance milestones
  8. I met my LLC goal of earning $5,000 and will be putting everything except taxes and expenses and $1000 for 2022 expenses into my 401k when I get the go-ahead from my accountant
  9. I had to gather almost all of my cash, savings, emergency fund, and stocks that weren’t retirement-allocated in order to come up with the cash necessary to buy my house so my emergency fund is now below $10,000 and I’m building it back up.
  10. My emergency fund is only worth 2 months’ spending since my spending increased with the additional house expenses and I decreased my emergency/savings fund to buy the house

The next two charts show my net worth split categories:

To note: I had a 53% increase in my assets from 2019 to 2020 and a 76% increase in my assets from 2020 to 2021.

To note: My investment portfolio increased 52% from 2019 to 2020 and 10% (without the real estate value) from 2020 to 2021 (or 323% if you add in the value of the real estate but don’t subtract the mortgage)

2021 Asset breakdown

2021 Reading Challenge Books in Review and Recommended Reads

I spent $21.91 on kindle books this year

My favorite books I read this year:

  • Spinning Silver by Noami Novik
  • Alive (The Generations Trilogy, #1) by Scott Sigler
  • Skyhunter (Skyhunter, #1) by Marie Lu
  • Truth or Beard (Winston Brothers, #1) by Penny Reid
  • With the Fire on High by Elizabeth Acevedo
  • The Ex Talk by Rachel Lynn Solomon
  • The Kiss of Deception (The Remnant Chronicles, #1) by Mary E. Pearson
  • Anxious People by Fredrik Backman

My favorite Indie books that I read this year:

  1. Please Fall for Me by M. W. Mckinley
  2. A Cemetery for Zoe by Ashe Woodward
  3. The Finest Lies by David J. Naiman
  4. The Apotheon Awakening (Apotheon Trials #1) by Arya White
  5. Highland Games (Kinloch Series, #1) by Evie Alexander
  6. Miss Cast and the Headhamster (Miss Cast! Book 1) by LJ Pickles
  7. Sex & Sours by Dani McLean
  8. Pip and Kitten and the End of the World by David Congreave
  9. Killing Dragons (Order of the Dolphin, #1) by Kristie Clark
  10. Dragon Gold (Order of the Dolphin, #2) by Kristie Clark
  11. I Think the World Owes Me An Apology by Fike Daodu
  12. These Violent Nights by Rebecca Crunden
  13. Love & Rum by Dani McLean
  14. Please Stay for Me (The Brotherhood Series, #1) by M.W. McKinley
  15. At the Cabin by Claudia Blood
  16. Coming in from the Outfield by Carrie Wiegman
  17. Rebuilding Alexandra Small by Mo Fanning
  18. Flicker of the Flame by Evelyn Puerto
  19. The Anti-Relationship Year by Katie Wismer
  20. Horizon Found (Relic Trilogy #2) by Claudia Blood
  21. Company Assassin (Relic Trilogy #1) by Claudia Blood

Out of the 95 books that I read:

38 Indie Books

6 Nonfiction Books

 

Other reading stats:

I read 11 books for book club

I read both Michelle Obama’s Becoming and Barack Obama’s A Promised Land

I reviewed 46 books this year for a total of 403

I made reviewer of the month in July and September on Reedsy

 

The books I read this year:

I think I will make my challenge for next year a conservative 75 books!

2019 Reading Challenge Blog Post

2019 Reading Challenge Blog Post

2018 Reading Challenge Blog Post

2017 Reading Challenge Blog Post

2016 Reading Challenge Blog Post

2015 Reading Challenge Blog Post

Goals and Accomplishments from 2021 and Future Goals for 2022

Goals list of 2014
Goals list of 2015
Goals list of 2016
Goals list of 2017
Goals list of 2018
Goals list of 2019
Goals list of 2020


2022 Goals!!!

  • 2022 Describe yourself in 3 words: Self, Partner, New
    • 2022 Describe what you want more of in 3 words: Success, Happy Moments, Learning
    • Theme for 2022: Realize
  • 2021 Describe yourself in 3 words: Driven, Busy, Challenged
    • 2021 Describe what you want more of in 3 words: Vacation, Attentive, Patience
    • Theme for 2021: Plan
  • 2020 Describe yourself in 3 words: Anxious, Quick, Analytic
    • 2020 Describe what you want more of in 3 words: Patience, Deliberate, Calm
    • Theme for 202: Hygge
  • 2019 Describe yourself in 3 words: Driven, Efficient, Restless
    • 2019 Describe what you want more of in 3 words: Calm, Accomplished, Considerate
    • Theme for 2019: Minimize

 

Fitness goals 2021:

  • Freestanding handstand
    • I took two handstand classes and felt like I was getting a better form but not at all close to freestanding and I still have wrist fatigue.
  • Take floorwork intermediate series
    • Check!
  • Pass intermediate inversions into advanced inversions at Divine Movement Dance
    • We moved mid-year and I switched studios so pushing this goal to next year when we move back closer or I start taking classes again
  • Get to 12 pullups of any kind in a row
    • Stuck at 9 chin-ups. Changing this to 10 and moving to next year.
  • Bike 1000 total on my ebike (already 390 from 2020)
    • We moved mid-year and I didn’t bike as much during the summer months so only eked out another 260 miles.
  • 500 lifetime aerial classes
    • Check! I’m at 508 for the year

Fitness goals 2022:

  • Take 4 handstand classes
  • Take floorwork advanced series
  • Pass intermediate inversions into advanced inversions at Divine Movement Dance
  • 10 chin-ups/pull-ups
  • 1-handed pull-up
  • Handspring Ayesha
  • 1000 miles total on my ebike
  • Floor limbo just because

 

 

Finances Goals 2021:

  • Max out my Roth IRA, 401k and HSA contributions
    • Check!
  • Save 50% of my income
    • I increased my bills when I bought a house so this goal wasn’t practical and I tabled it mid-year

Finances Goals 2022:

  • Build back up to $10,000 in my emergency fund
  • Make $5000 from my LLC

 

 

Writing Goals 2021

  • Deplete my physical book inventory
    • Check!
  • Go to a conference/workshop for writing
    • Tabled – not interested in writing at this time
  • Revamp website
    • Tabled
  • Finish outlining Two for Tiny
    • Tabled
  • Finish the first draft of Two for Tiny
    • Tabled

 

Personal Goals 2021

  • Take a bookkeeping class
    • Tabled
  • Lean Six Sigma Green Belt Certification
    • Passed my test but didn’t finish my project
  • Build a seed library and/or trellis
    • Tabled
  • Grow loofah
    • Tabled
  • Take a doughnut-making class
    • Check! I had so much fun at all my cooking classes in December including latte art and a class at Salty’s with my housemate
  • Take goat/bunny yoga class
    • Tabled. But I did take a stretch class with a cat I was watching
  • Face time with friends/family every month
    • I’ve been calling my family more – not necessarily FaceTime

Personal Goals 2022:

  • Career Development training
  • Career development find a mentor
  • Take 2 cooking/baking classes
  • Pole Expo/Convention/Corgi Con
  • Take ASL classes along with my Duolingo daily Turkish studies