2020 Q3 Goals – Accountability, Check in, and Biking

Financial Independence Goals for 2020 Q3 snapshot

  1. Max out my Roth IRA, 401k and HSA contributions = monthly deductions mean this happens automatically!
  2. Build up my emergency savings to 6 months/~$18,000 = $12,300 in current emergency savings and $7600 in savings for car/computer/travel/phone
  3. Save 50% of my income = less than 50% of my gross income and about 67% of my net income (only one month so far this year under 50% net income not including business income)
  4. Don’t renew housing lease end of July (no rent spending 8/1 onwards = change of plans. We have renewed our rent with our current house as travel and house sitting is not a good option right now. I will continue to use house sitting as an option for potential low-cost travel. I love looking for new listings weekly on Trusted Housesitters. You can use this link to get 25% off a membership at Trusted Housesitters: https://www.trustedhousesitters.com/refer/RAF286731/

I’ve readjusted my budgeting for the next three months based on my 2020 goals and my past spending for the year. No surprises that I’ve already maxed out my groceries category for the year as my ‘goal’ was too tight and not realistic for my current lifestyle. I’ve increased my budget for gifts, groceries, household and clothing, and misc while decreasing my budget for health, fitness, education, and transportation. My budget categories of eating out, travel, entertainment, housing, phone, and charity remain the same.

Notable spending:

  1. I bought a TV for the first time in my life! Our old one (that I got for free) was slowly dying and it was time to replace it.
  2. I paid to have my taxes prepared this quarter. It was completed towards the end of the extended deadline.
  3. We received nearly one month’s credit for this billing cycle for our auto insurance.
  4. We took a mini vacation to stay in a tiny home for the weekend!
  5. I bought clothing for the first time all year (2 shirts for me, 1 for my partner, and 1 for my Dad).
  6. I got my first haircut/highlights since March. I’ve since added thinning shears to my hair tools so I can better upkeep my short hairstyle between professional visits.

Fitness

Here are my fitness stats for Q3 of 2020:

  1. Biking: 334.8 miles
  2. Pole classes: 13
  3. Other activities: Gardening, Beach Body Workouts!

Health goals 2020
1. Full P90X for 90 days! We did it! woot woot.
2. Lose 3% body fat (I went from 26% to 29% using the BodyScan measurement 01/19 to 06/20). Nailed it! I am down to 26.5% bodyfat
3. 5+ pull-ups any format (I purchased a secondhand pull-up freestanding bar) and can currently do 4 chin ups, 3 pull-ups, 1 wide grip pull-up, 3 narrow pull-ups. I have done 9 chin ups, 6 pull-ups, 3 wide grip pull-ups, 5 narrow pull-ups and have plans to get to 10 chin ups!

New Health goals 2020/2021:

  1. 10 chin-ups in a row
  2. 30 push-ups in a row
  3. 10 narrow push-ups in a row with top form
  4. 2 pole classes/week
  5. Pass intermediate inversions test by my birthday (1/22)
  6. Finish floorwork series by end of 2021 (beginner, intermediate, advanced)
  7. Improved pike/splits stretches
  8. Handstand?

Writing Goals for 2020:

  1. Deplete my physical book inventory = Since there aren’t opportunities for in-person events, I’ve been running giveaways each quarter.
  2. Break even on Ataxia and At One’s Beast = I met this goal in Q1!
  3. Revamp my website = I haven’t made any substantial changes to my website yet
  4. Write 4 short stories = I wrote 2 short stories thus far for two separate anthologies. The second story was published in the The Lost Train: An FVP Books Anthology
  5. Send out 4 newsletters = I’ve sent out 2 newsletters so far this year and will send out my third shortly.
  6. Publish a new coloring book = Haven’t made any progress on this goal yet. I’m still deciding on the subject material.
  7. NEW GOAL: Finish outlining my new novel “Two for Tiny” and begin writing.

Deception Pass Day Trip with one of my favorite masks

Local author Ksenia Anske’s long awaited book she started writing on the Amtrak!

Physical copies of my books are still available at the Neverending Bookshop in Edmonds


What are your goals and how are you meeting them?

2020 Q2 Goals – Accountability, Check in, and an Uneventful Spring

Financial Independence Goals for 2020 Q2 snapshot

  1. Max out my Roth IRA, 401k and HSA contributions = monthly deductions mean this happens automatically!
  2. Build up my emergency savings to 6 months/~$18,000 = $10,200 in current emergency savings and $5800 in savings for car/computer/travel/phone
  3. Save 50% of my income =
  4. Don’t renew housing lease end of July (no rent spending 8/1 onwards = change of plans. We have renewed our rent with our current house as travel and house sitting is not a good option right now. I will continue to use house sitting as an option for potential low-cost travel. I love looking for new listings weekly on Trusted Housesitters. You can use this link to get 25% off a membership at Trusted Housesitters: https://www.trustedhousesitters.com/refer/RAF286731/

Here is an updated snapshot of my budgeting goals and how I’m meeting them. Red indicates going over the monthly budgeted amount and green indicates staying under.

Notable spending:

  1. I bought a used ebike for personal and business use! $1000
  2. I supported an IndieGoGo campaign for a few hundred dollars
  3. I tricked out my garden DIY style ~$200
  4. I bought a garage fridge for $220
  5. I bought a pull-up freestanding bar and under-desk elliptical and inversion bench used for $195 total
  6. I spent $75 on a 4-week nutrition and health program

Fitness

Here are my fitness stats for Q2 of 2020:

  1. Biking: 36.5 miles
  2. Pole classes: 1
  3. Stretch classes: 7
  4. Other classes: 4 Pilates classes, 3 handstand conditioning classes, 1 Alexander Technique class
  5. Other activities: Gardening, Beach Body Workouts!

Health goals 2020
1. Full P90X for 90 days!
2. Lose 3% body fat (I went from 26% to 29% using the BodyScan measurement 01/19 to 06/20)
3. 5+ pull-ups any format (I purchased a secondhand pull-up freestanding bar) and can currently do 4 chin ups, 3 pull-ups, 1 wide grip pull-up, 3 narrow pull-ups


Writing Goals for 2020:

  1. Deplete my physical book inventory = I sold and gave away several books in January and February but still have significant numbers of print books left. I will perhaps run more giveaways or do something creative like sell a book along with a free ARC reading or x amount of words edited.
  2. Break even on Ataxia and At One’s Beast = I met this goal in Q1!
  3. Revamp my website = I haven’t made any substantial changes to my website yet
  4. Write 4 short stories = I wrote 2 short stories thus far for two separate anthologies
  5. Send out 4 newsletters = 1 sent out 1 newsletter and am working on my Q2 newsletter this week
  6. Publish a new coloring book = Haven’t made any progress on this goal yet. I’m still deciding on the subject material.

Here is a list of my accomplishments for Q2:

  1. Run a giveaway
  2. Sell more print books (half of what I currently have in inventory)
  3. Give out review copies of books
  4. Redo all interior files for Seize the Donut, At One’s Beast, Ataxia and push to all marketplaces
  5. Create another niche coloring book
  6. Read 25 books
  7. Write 6 book reviews on my blog
  8. Create a promotion and marketing plan for the rest of 2020
  9. Write 1 short story
  10. Send out 1 newsletter

The view from 520 Bridge as I bike home from Seattle on my new e-bike!

My first forage in the PNW! Juneberries, Huckleberries, and Salmonberries

My favorite new breakfast! Grilled Portobello mushroom with egg and cheese on a bed of spinach surrounded by strawberries

 


What are your goals and how are you meeting them?